With interest rates being kept at their historic low of 0.5 per cent http://www.cheapairmax270outlet.com/ , there has been a drop-off in remortgages as the threat of higher monthly repayments recedes.
However, with lenders now chasing custom even harder there are some attractive products that have now hit the market.
Santander has launched several products available only to those remortgaging.
These include a two-year tracker deal with a 2.19 per cent initial rate and a final rate of 4.24 per cent.
The loan-to-value (LTV) is 60 per cent, meaning it requires a 40 per cent deposit.
The Spanish giant also has a fixed rate air max 270 red outlet , two year remortgage deal with an initial rate of 2.79 per cent. The final rate is 4.24 per cent and the maximum that can be borrowed is ?350,000.
The maximum term is 35 years and the LTV is 60 per cent.
Nat West also has a two year remortgage fixed deal, with an initial rate of 2.99 per cent. The maximum LTV is 50 per cent air max 270 pink outlet , and you can pay it off over 52 years!
Another on of the cheapest remortgage First Direct has a remortgage deal that boasts an attractive rate of just 1.99 per cent for the two-year duration of the tracker deal. The final rate is 3.69 per cent.
The LTV here is 65 per cent, meaning a larger deposit – but of course less risk to the lender.
This lender also has a fixed rate for those wishing to remortgage which has a 2.99 per cent initial rate, and a final rate of 3.69 per cent.
The maximum LTV is 65 per cent and there is a possible pay-back period of 40 years.
These deals are among many that lenders are now offering in order to keep the remortgage market buoyant after a slight fall in approvals.
The British Bankers’ Association said approvals for remortgages had dropped to 21 air max 270 white outlet ,519 in May from a monthly average over the previous half year of 24,571.
Max Erskine from said: “Despite a small drop in remortgage approvals, the market is packed with good deals.
“The drop-off is simply because the interest rate was held again by the Bank of England so there is not the urgency to remortgage.
“But it will pick up gradually as pressure once more increases on the Bank to put up the rates.”
Remortgage Now offers remortgage news deal advice across the Uk
What are Pet Emergencies?
Posted On : Nov-18-2014 | seen (574) times | Article Word Count : 531 |
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